Achieve the Dream

of Home Ownership

Who We Help

EDUCATORS

You do everything you can for your students, working during your lunch break, spending your pin money on supplies, and being there no matter what. We’d like to return the favor. We help educators save on home purchases, sales, and refis through a variety of program options.

RENTERS

Have you been renting for years, worrying that buying a home will always be out of reach? Owning a home may be more of a reality than you think.

RENTERS

Have you been renting for years, worrying that buying a home will always be out of reach? Owning a home may be more of a reality than you think.

HEALTHCARE & FIRST RESPONDERS

You give your all each and every day as a healthcare worker. We’ve compiled a comprehensive list of benefits for healthcare workers in the market for a home. From RNs to PAs and MDs, healthcare professionals can benefit from our healthcare home loan providers.

MILITARY

You’ve served your country - now let us serve you. Our access to military grants, rebates, and discounts can help you get the home of your dreams. Active, reserve, and veteran military service men and women can benefit from our wide range of military benefits.

MILITARY

You’ve served your country - now let us serve you. Our access to military grants, rebates, and discounts can help you get the home of your dreams. Active, reserve, and veteran military service men and women can benefit from our wide range of military benefits.

Government Employees

As a government employee, you work to advance the lives of your fellow citizens. We’d like to pay it forward by helping you achieve your dream of owning a home.

Union Members

You help to empower your fellow citizens by advocating for the rights of the individual worker. The responsibilities that you take on make a major impact on communities and families across the nation. We want to help and give you the best grants and benefits available to you.

FIRST RESPONDERS

While many first responders dream of owning a home, life, their past decisions and sometimes even daily habits can get in the way of making that dream a reality. With a little guidance, most first responders are closer to owning a home than they ever thought possible. Let Closed4U help guide you to a better future.

Union Members

You help to empower your fellow citizens by advocating for the rights of the individual worker. The responsibilities that you take on make a major impact on communities and families across the nation. We want to help and give you the best grants and benefits available to you.

OUR PROCESS

Home ownership is still the American Dream. Unfortunately, millions of Americans find themselves renting for life because they can’t come up with a down payment on a house. With soaring medical bills, stagnant wages, and the cost of raising a family at an all-time high, it’s no wonder even hard-working people need help making their dream a reality. At Closed4U, we work hard to get families the down payment assistance they need to purchase a home.


It can be discouraging to do everything right, but still be unable to buy a home just because you can’t afford a lump sum down payment. Most sellers want at least 20% down, which means you would need to put down $30,000 on a modest $150,000 home. That’s more than most people have in their savings accounts. The good news is that a low bank balance doesn’t have to prevent you from becoming a homeowner.

If you have steady employment and pay your bills on time, you could qualify for down payment assistance. It’s designed for people just like you who are financially responsible, but just don’t have the cash needed for a down payment. Most of us experience financial setbacks at some point in our lives, but they shouldn’t keep your dreams of homeownership from becoming a reality. We have a proven process that can get you into a house in as few as 30 days. Here’s a rundown of that process

HOW IT WORKS

We start by determining your eligibility for down payment assistance. There are some general criteria you must meet, such as:

You must be employed or own a business

You must have a credit score of 580 or higher.

You must attend an online homebuyer education course.


There are a few more guidelines. Take our online eligibility quiz or speak with one of our down payment assistance specialists today to learn more.

GET PRE-APPROVED


Closed4U does not make you jump through hoops or wait for months to find out if you qualify for down payment assistance. We make the process as simple as possible. There are no monthly budgetary or financial counseling meetings to attend. In fact, you can be pre-approved within 24 hours of providing all the necessary information to us.

First, you will speak with a down payment assistance specialist who will let you know which information and documentation to provide. If you supply accurate information within 24 hours, you will receive an approval decision within the next two days.

Your down payment assistance specialist will guide you through the entire process via phone or text. We understand that loan approvals – and homebuying in general – can be stressful. That’s why we are here for you whenever you need us to answer your questions and give advice. This is not a process you will have to go through alone. Closed4U is with you every step of the way.

"WHAT IF I DON'T QUALIFY"

We have strategies for helping you qualify for down payment assistance. For example, if your credit score isn’t strong enough, we make credit counseling recommendations to help you clean it up before you reapply. We recommend speaking with one of our loan professionals even if you don’t think you’ll qualify for help. Most homebuyers don’t realize there are hundreds of millions of dollars of assistance available to them. If you take the first step by contacting us, we will find the help you qualify for!

CALL Closed4U NOW TO TALK TO A

DOWN PAYMENT ASSISTANCE EXPERT

Buying a home doesn’t have to be an unattainable dream. At Closed4U, we are passionate about helping Americans find the financial assistance they need to become homeowners. There is no catch, and there is no fine print. We simply guide you through the process and gather all the information needed to help you qualify.

Don’t be discouraged by the high price of down payments. There is more than enough money out there to help you afford them; you just have to reach out and take it. Call us when you’re ready to take the first step. You could be in your new home within 30 days!


© 2024 Closed4U. All rights reserved. Closed4U loans are subject to state and federal laws and not all discounts may be available in all states. Cashback and discount amounts are estimates. Actual discounts and rebates received may vary based on sale price of the home, loan amount, occupation and/or military service.

A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory for more information.

All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds.